Accident in which a commercial truck driver dozed off and crossed the center lane, resulting in a nearly head-on collision with the vehicle being driven by a young school teacher. The school teacher was pinned upside down in her vehicle for approximately 25 minutes before being able to be removed by rescue crews. Injuries sustained by Ms. H included a permanent, frontal lobe injury to her brain, among other injuries. Ms. H was forced to resign from her employment, as well as stop attending college, with total medical of $78,000.00. The permanent brain damage suffered by Ms. H left her unable to drive a car, obtain and keep employment or ever have the normal brain function required to care for herself or her young daughter. The case was settled for policy limits of mid six figures.