Q:

How much will my personal injury claim be worth?

A:

Because all claims are different, the value of each must be determined individually. Your case’s value can be determined only after medical treatment is complete and all other factors affecting the case are considered. Other factors that might affect the value of your case include how seriously you were injured, the type and amount of medical treatment you receive, insurance policy limitations, and whether or not you were partially at fault. I am an experienced, qualified attorney who can examine your individual situation, the losses you have incurred, and the effect of future costs and suffering and then negotiate a case value most beneficial to you. Remember, an insurance adjustor works for the insurance company, not you. I will see that your rights are protected and you receive a fair settlement.

Q:

Can I file a personal injury claim?

A:

Personal injury claims allow people who have been injured to recover medical costs and other losses. There are many types of personal injury claims. The most common is automobile accident; however slip and fall injuries, wrongful death, product defect, and medical malpractice can also be grounds for personal injury claims. A successful personal injury claim must prove that the injuries are the direct result of another person's actions or failure to act. I can review your case and determine if your situation qualifies you for personal injury compensation.

Q:

What if I am partially at fault?

A:

Even if an accident is partially your fault, you can still recover compensation if the other party’s fault is greater than yours. In this case, your compensation will be reduced in proportion to your amount of fault.

Q:

I was a passenger, not a driver. How can I recover my losses?

A:

The driver at fault or his/her insurance company is liable for all damages you suffer that are caused by the accident.

Q:

What if I was at fault in an auto accident?

A:

Depending on your insurance coverage, your medical expenses can be paid and any passengers in your vehicle can be compensated for their injuries.

Q:

Am I entitled to have my car repaired or replaced?

A:

As a personal injury victim, you are entitled to the repair or replacement of all lost and damaged property. The driver at fault or his/her insurance company must pay for the repair of all damages resulting from the accident. If your car is a total loss, you are entitled to the fair market value of your car; however, if you owe more than your car is worth that is a situation that will have to be dealt with also.

Q:

What if the driver at fault does not have insurance?

A:

These can be among the most complicated personal injury cases. Although Oklahoma law requires drivers to maintain insurance coverage, many drivers still go without. If the driver at fault is uninsured or under- insured, the aid of a qualified attorney is extremely important.

Q:

Am I entitled to a rental car?

A:

If you were not at fault, you are entitled to rental car expenses while your car is being repaired or replaced. If you were at fault, you may be entitled to a rental car depending upon the provisions of your policy.

Q:

Do I need permission from the insurance company to see a doctor?

A:

No, you do not need advance approval from an insurance company to begin medical treatment. The law specifically gives you the right to choose your own physician and to receive all necessary testing and treatment, including emergency and long-term care.

Q:

Can I see a chiropractor?

A:

You have the freedom to choose the type of medical care you receive. If you prefer chiropractic care, the cost of the treatments you received must be paid by the driver at fault or his/her insurance company.

Q:

What am I entitled to recover?

A:

Personal injury laws allow the victim to be compensated for all damages and losses resulting from the accident, including the following:

  • Doctor bills and other medical expenses.
  • Money you could not or will not earn because you were injured.
  • The physical and mental pain and suffering you experience.
  • The emotional pain and suffering you experience.
  • Permanent scars, disfigurement, and disabilities.
  • Damage and loss of property.
  • Any other financial losses you experience.

Q:

Who pays the settlement?

A:

Settlements are usually paid by the insurance company covering the person at fault. In some cases other sources of compensation are available, such as your own insurance policy or medical insurance.

Q:

Can I still receive compensation if I have been hurt before?

A:

Your right to compensation is not affected by medical conditions you suffered before the accident. If you are re-injured or if an existing condition is aggravated, you can still recover damages.

Q:

Will my insurance rates go up if I make a claim or have an accident?

A:

Usually an accident or claim in and of itself will not cause your insurance rates to go up. However, if you have past accidents, moving violations, or other traffic related offenses, your insurance rates could be affected.

Q:

How long will it take to settle my claim?

A:

The amount of time necessary to settle your claim depends on many factors, the most important of which is the amount of medical treatment necessary and the extent of your injuries. Before the claim is settled, you should be released from treatment by your doctor. Settlement negotiations can usually begin immediately after your doctor releases you and settlements can often be concluded in a very short time.