If you have recently been in an accident and are dealing with whiplash injuries, you might be feeling confused and worried about how to move forward. The pain from whiplash can be overwhelming, and the process of seeking compensation may seem like a complicated and daunting task. At times like these, you might wonder about the legal steps involved and the compensation you can expect. If this sounds familiar, know that you are not alone. We understand what you are going through, and we are here to help.
What is Whiplash and How Does It Happen
Whiplash is a term used to describe a neck injury that occurs when your head is suddenly forced forward and then backward in a quick motion, similar to the motion of a whip. This type of injury is common in car accidents, especially rear-end collisions. The force of the impact can cause damage to the muscles, ligaments, and tendons in the neck area. Even though whiplash is often thought of as a minor injury, it can cause significant pain, stiffness, headaches, and other symptoms that may last for weeks or even months.
It’s important to understand that while whiplash injuries may seem like they will heal on their own, they can have long-term effects that can interfere with your daily life. This is why understanding how compensation works for whiplash injuries is crucial to ensuring you get the help you need to recover physically, emotionally, and financially.
How Compensation for Whiplash Works in Oklahoma
In Oklahoma, compensation for whiplash injuries is often handled through insurance claims or personal injury lawsuits. The compensation you may receive depends on several factors, including the severity of your injuries, the at-fault party, and whether or not the other party has insurance coverage. One of the first steps in seeking compensation is to determine who is at fault for the accident. In most cases, if the other driver caused the accident, their insurance would be responsible for covering the costs of your medical expenses, lost wages, and other damages related to the injury.
James V. Murray
Attorney with Over 40 Years Experience
However, whiplash injuries can sometimes be difficult to prove. Medical documentation will play a key role in your case. It is crucial to visit a doctor as soon as possible after an accident, even if your symptoms seem mild. A healthcare provider will be able to assess the extent of your injury and document it properly, which will be important when seeking compensation.
What Are the Compensation Limits for Whiplash in Oklahoma
When it comes to compensation limits for whiplash injuries, Oklahoma does not have a specific cap on how much you can recover for pain and suffering in personal injury cases. However, there are limits to certain types of compensation, especially in cases involving insurance claims. For example, if you are seeking compensation through the at-fault party’s insurance, the amount you can recover may be limited by the insurance policy’s maximum coverage. In many cases, Oklahoma drivers are required to have a minimum of $25,000 in liability coverage for injuries to a single person in an accident. However, if your medical expenses or damages exceed that amount, you may need to file a lawsuit to seek additional compensation.
In some cases, compensation can also be affected by the issue of comparative negligence. Oklahoma follows a modified comparative negligence rule, which means that if you are partially at fault for the accident, your compensation may be reduced based on your percentage of fault. For example, if it is determined that you were 20% at fault for the accident, your compensation will be reduced by 20%.
Mr. Murray and his team were very professional and helpful throughout this process. As my case was very unique, I knew I was going to need a very specific and special team to help me through this. My wife and I prayed about it and God led us to Murray Law Firm. During the first consultation I requested he pray with me about it and he was quick to agree and that is when I knew we had made the right decision. They went above and beyond our expectations and won the case. I would highly recommend this firm.”
- Roger Buchanan
The Murray Law Firm worked wonders for me and my needs. James Murray along with his staff are so helpful, understanding, and answered all my questions and concerns. James was able to work his magic and get things done in such a timely manner. James even made his self available by phone after hours when I was in such need. He put not only mine but my whole families worries and concerns at ease. Would highly recommend James Murray to anyone searching for a very good attorney!"
- Tiara Rich
Jamie is personal yet professional. He can put you at ease and make you feel safe and secure. He will be at your side through this most difficult time in your life and will keep you informed about what is going on in your case and what you can expect. His staff is always ready and willing to do everything the can to help you. Highly recommended."
- Alicia Mayfield
How Long Do You Have to File a Claim
In Oklahoma, there is a statute of limitations that determines how long you have to file a lawsuit after an accident. For most personal injury cases, including whiplash claims, the statute of limitations is two years from the date of the accident. This means that if you wait too long to file your claim, you could lose the opportunity to seek compensation altogether. It is essential to take action as soon as possible after your injury to avoid missing out on the compensation you deserve.
What to Expect When Pursuing a Whiplash Compensation Claim
If you decide to pursue compensation for your whiplash injury, the process can vary depending on your case. Initially, you may try to settle your claim through the at-fault driver’s insurance company. However, insurance companies often try to offer a low settlement to minimize their payout. In such situations, it may be necessary to escalate the claim to a personal injury lawsuit to ensure you receive fair compensation for your injuries.
Throughout the process, your attorney will help gather evidence, including medical records, accident reports, and witness statements, to support your claim. This documentation is crucial in proving the severity of your injury and the impact it has had on your life. If your case goes to trial, the court will ultimately decide the amount of compensation you are entitled to receive.
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How Murray Law Firm Can Help You with Your Whiplash Case
If you or a loved one has sustained a whiplash injury due to an accident in Oklahoma, it is important to have an experienced attorney on your side. Whiplash injuries can be difficult to prove, and navigating the legal process can be overwhelming. At Murray Law Firm, we understand the stress and confusion you may be feeling right now. Our team is dedicated to helping you get the compensation you deserve for your injuries.
We will work with you every step of the way, from gathering evidence to negotiating with insurance companies to representing you in court if necessary. Our goal is to ensure that you receive the maximum compensation available for your injuries and that your case is resolved as efficiently as possible. If you are struggling with a whiplash injury, do not wait to take action. Contact us today to schedule a consultation and learn more about how we can help you.
At Murray Law Firm, we are committed to supporting you through this challenging time and fighting for the compensation you deserve. Let us handle the legal complexities while you focus on your recovery. Reach out to us today to discuss your case.
