Studies have shown that over 30% of Oklahomans are driving without insurance. It is imperative that everyone purchase UNDER INSURED or UNINSURED coverage from your insurance agent. Call today and make sure that you have this coverage. It is not that expensive and you must have it. The minimum insurance coverage is $25,000.00 for all drivers in Oklahoma. Make sure you purchase all of the UM insurance you can. It takes just a few days in the hospital to accumulate more than $25,000.00 in medical bills. If you have UM insurance you can then make a claim against that policy to make sure you are fully compensated.