If you have been involved in a pedestrian accident in Oklahoma, we understand that you are likely feeling overwhelmed and uncertain about what steps to take next. Accidents can happen in the blink of an eye, and if you are recovering from injuries while trying to navigate the complexities of insurance claims, it can feel like too much to handle. We want to reassure you that you don’t have to go through this difficult time alone. The good news is that help is available, and with the right guidance, you can focus on your recovery while leaving the legal and insurance aspects to a professional team who will fight for your rights.
The Role of Insurance Companies After a Pedestrian Accident
After a pedestrian accident, one of the first things you will likely face is dealing with the insurance companies involved. This may be the at-fault driver’s insurance company, your own insurance, or even your health insurance provider. It is important to remember that insurance companies are businesses, and their goal is often to minimize the amount they pay out for claims. They might not always have your best interests at heart, which can leave you feeling confused and unsure about how to proceed.
In the aftermath of an accident, the insurance companies will want to know what happened, gather evidence, and determine who is responsible for the accident. They may ask you for statements, medical records, and other information to assess the value of your claim. This process can be complicated, and it can be challenging to know how to respond without jeopardizing your case.
Why Insurance Companies May Not Be on Your Side
While insurance companies are supposed to assist you in your time of need, their main goal is to protect their bottom line. That means they may try to settle quickly for a lower amount than your case is worth. They may attempt to shift blame or downplay the severity of your injuries, which can leave you feeling frustrated. Sometimes, they may offer you a settlement that seems reasonable, but in reality, it may not cover all your medical expenses or other costs related to the accident.
Another tactic insurance companies often use is to make you feel pressured into accepting an offer before you fully understand the long-term effects of your injuries. Pedestrian accidents can result in significant and lasting physical, emotional, and financial challenges. It is crucial to have a clear understanding of the full extent of your injuries and how they will impact your life in the future before accepting any offer.
Attorney with Over 40 Years Experience
James V. Murray
What to Do When You Are Contacted by Insurance Companies
The first step when dealing with insurance companies after a pedestrian accident is to remain calm and not make any decisions too quickly. It can be tempting to speak to the insurance adjuster right away, but it’s important to keep in mind that anything you say may be used against you later on. Do not agree to provide a recorded statement without consulting with an attorney first.
Before speaking with any insurance company, you should gather all the necessary information about the accident. This includes the police report, witness statements, medical records, and photographs of the scene or your injuries. This information will help support your claim and ensure that you are not unfairly blamed for the accident.
It is also helpful to avoid discussing the details of your injuries or the accident with anyone except your attorney or medical professionals. In some cases, insurance adjusters may try to use your own words against you to minimize your compensation. Having an attorney handle communications with the insurance companies can provide you with peace of mind, knowing that your rights are being protected.
Mr. Murray and his team were very professional and helpful throughout this process. As my case was very unique, I knew I was going to need a very specific and special team to help me through this. My wife and I prayed about it and God led us to Murray Law Firm. During the first consultation I requested he pray with me about it and he was quick to agree and that is when I knew we had made the right decision. They went above and beyond our expectations and won the case. I would highly recommend this firm.” - Roger Buchanan The Murray Law Firm worked wonders for me and my needs. James Murray along with his staff are so helpful, understanding, and answered all my questions and concerns. James was able to work his magic and get things done in such a timely manner. James even made his self available by phone after hours when I was in such need. He put not only mine but my whole families worries and concerns at ease. Would highly recommend James Murray to anyone searching for a very good attorney!" - Tiara Rich Jamie is personal yet professional. He can put you at ease and make you feel safe and secure. He will be at your side through this most difficult time in your life and will keep you informed about what is going on in your case and what you can expect. His staff is always ready and willing to do everything the can to help you. Highly recommended." - Alicia Mayfield
How an Attorney Can Help With Insurance Negotiations
One of the most important steps you can take after a pedestrian accident is to seek legal counsel. A personal injury attorney can help guide you through the complex process of negotiating with insurance companies. They can handle all communications with the insurers and ensure that your best interests are represented.
An attorney will be able to determine the true value of your claim, including all current and future medical expenses, lost wages, pain and suffering, and other damages. This can be particularly important in cases where the full extent of your injuries may not be immediately apparent. For example, a seemingly minor injury could turn into something more serious as time passes. Having a knowledgeable attorney on your side ensures that you are not taken advantage of during negotiations.
Additionally, attorneys have experience in handling the tactics that insurance companies may use to avoid paying full compensation. They know how to counter these strategies and build a strong case that demonstrates the true extent of your damages. If a fair settlement cannot be reached, an attorney can also help you take your case to court, where a judge or jury will decide the outcome.
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Understanding Your Rights in an Insurance Claim
It’s essential to understand your rights when dealing with insurance companies after a pedestrian accident. In Oklahoma, pedestrians have the right to seek compensation for injuries caused by another person’s negligence. If the accident was caused by a driver who was distracted, speeding, or otherwise at fault, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and other damages related to the accident.
Insurance companies are required to follow state laws and regulations, and they cannot treat you unfairly or deny your claim without a valid reason. However, this doesn’t always mean they will offer you a fair settlement right away. This is why it’s so important to have an attorney who can advocate on your behalf and ensure that the insurance company is held accountable for covering all your losses.
When to Contact an Attorney
If you have been involved in a pedestrian accident, contacting an attorney as soon as possible can make a significant difference in the outcome of your case. An attorney can help you navigate the often complex insurance process, protect your rights, and ensure that you receive the compensation you deserve.
The sooner you get legal help, the better. Insurance companies may act quickly to offer a settlement, but that settlement may not fully cover all of your needs. Your attorney can investigate the details of your case, gather the necessary evidence, and make sure you aren’t taken advantage of during the claims process.
At Murray Law Firm, we understand how difficult it can be to deal with the aftermath of a pedestrian accident. You may be facing mounting medical bills, physical pain, emotional distress, and an uncertain future. We are here to help guide you through this process and fight for the compensation you deserve.
Our team is dedicated to providing personalized, compassionate legal assistance to clients in Oklahoma who have been injured in pedestrian accidents. We will work tirelessly to ensure that your case is handled with the utmost care and attention. You don’t have to face the insurance companies alone. Let us help you get the compensation that will allow you to focus on healing and rebuilding your life.
If you are ready to take the next step or if you have any questions about your pedestrian accident case, contact Murray Law Firm today for a consultation. We are here to help you every step of the way.
To learn more about this subject click here: How to Choose the Right Attorney for Your Oklahoma Pedestrian Accident Case